Virginia Premium Savings

New savings on health coverage are here!

Health insurance may cost less than you think. For Plan Year 2027, Virginia Premium Savings can help eligible customers with a Marketplace health plan pay less each month. Some may save as much as 70%.  

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What is Virginia Premium Savings?

Virginia Premium Savings is a new state-funded program that helps eligible Virginians lower their monthly health insurance premiums. It’s applied on top of any federal premium tax credits you may already qualify for. Your exact savings depend on your income, household size, and the plan you choose. 

New savings don’t apply automatically. You’ll need to enroll to receive them. For most Virginians, open enrollment (November 1, 2026 – January 29, 2027) is the only chance to get the savings on a plan this year, so don’t wait. 

Get answers to common questions

Find answers to common questions about Virginia Premium Savings — from how the savings work to what to expect during enrollment. 

View the FAQs

Qualifying annual income ranges

Find out if you qualify

You may be eligible for Virginia Premium Savings if: 

  • You live in Virginia 
  • You enroll in a health plan through Virginia’s Insurance Marketplace 
  • Your household income is between 138% and 250% of the federal poverty level  
     

*Larger households may qualify.

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Find a Virginia Certified Assister

Assisters in your community can help with every step of the application and enrollment process. They provide free, unbiased enrollment assistance, with options to meet virtually or in person.

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Call Customer Service

Contact the Marketplace’s customer service representatives if you need assistance enrolling in a health plan, need to update your personal information, or have any questions.

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Find a Virginia Certified Agent

Whether you’re shopping as an individual, family, or small business owner, a Virginia Licensed Insurance Agent can provide you with free personalized plan recommendations and enrollment support. 

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